How to Seamlessly Integrate Stripe Payments in a React Native App

💳 Ever struggled with payment integration in a mobile app? In this guide, I’ll walk you through how I successfully integrated Stripe in a React Native application — covering common challenges, solutions, and best practices.

🚀 Why Stripe?

Stripe is a powerful payment processing platform that supports one-time payments, subscriptions, and complex billing workflows. It offers a smooth developer experience with SDKs for multiple platforms, including React Native.

⚡ Challenges in Stripe Integration

During the integration process, I faced some common challenges:

🔹 Handling subscriptions & one-time payments securely. 🔹 Setting up Stripe webhooks for real-time transaction updates. 🔹 Ensuring a smooth UX by handling payment errors efficiently.

Let’s break down how I tackled these issues! 🚀

✅ Step-by-Step Stripe Integration in React Native

1️⃣ Install Stripe SDK

First, install the Stripe React Native SDK:

npm install @stripe/stripe-react-native

For iOS, install pods:

cd ios && pod install

2️⃣ Set Up Stripe Provider

In your App.js, wrap your app with the StripeProvider component:

import { StripeProvider } from '@stripe/stripe-react-native';

export default function App() {
  return (
    <StripeProvider publishableKey="your-publishable-key">
      <YourAppNavigator />
    </StripeProvider>
  );
}

3️⃣ Backend: Create a Payment Intent

Your backend (Node.js/Express) should create a Payment Intent:

const stripe = require('stripe')('your-secret-key');

app.post('/create-payment-intent', async (req, res) => {
  const { amount, currency } = req.body;
  const paymentIntent = await stripe.paymentIntents.create({
    amount,
    currency,
  });
  res.send({ clientSecret: paymentIntent.client_secret });
});

4️⃣ Frontend: Initialize Payment Sheet

In your React Native component:

import { useStripe } from '@stripe/stripe-react-native';

const CheckoutScreen = () => {
  const { initPaymentSheet, presentPaymentSheet } = useStripe();
  const initializePayment = async () => {
    const response = await fetch('YOUR_BACKEND_URL/create-payment-intent', {
      method: 'POST',
      headers: { 'Content-Type': 'application/json' },
      body: JSON.stringify({ amount: 5000, currency: 'usd' }),
    });
    const { clientSecret } = await response.json();
    const { error } = await initPaymentSheet({
      paymentIntentClientSecret: clientSecret,
    });
    if (!error) {
      await presentPaymentSheet();
    }
  };
  return <Button title="Pay Now" onPress={initializePayment} />;
};

5️⃣ Set Up Webhooks for Real-time Updates

Stripe webhooks help confirm transactions securely. Set up a webhook endpoint:

app.post('/webhook', express.raw({ type: 'application/json' }), (req, res) => {
  const event = req.body;

  if (event.type === 'payment_intent.succeeded') {
    console.log('Payment successful!');
  }
  res.json({ received: true });
});

🔴 Key Takeaways & Best Practices

✅ Always test webhooks using Postman before deploying. ✅ Use Stripe’s test cards to simulate transactions. ✅ Store API keys securely (never expose them in frontend code!). ✅ Optimize API calls to reduce latency & improve UX.

🔹 Final Thoughts: What’s Your Experience?

Have you integrated Stripe in React Native before? What challenges did you face? Let’s discuss in the comments! 🚀

🔁 Share this guide with fellow developers who might find it useful!

💡 Next Steps: 📌 I’ll be sharing more React Native & Full Stack tutorials — follow me for updates! 📌 Connect with me on
LinkedIn: Prasad Ranjane
Instagram : Any_techie
Dev.to : AnyTechie